April 24, 2023 by MikeDominick
Should I Repair or Replace a Roof?
You notice some missing shingles after a bad storm and the roof inspection shows you have some damage. Now what? Should you repair or replace the roof?
Our first recommendation is to always have a professional inspection done from a trusted local roofing company such as Phoenix Roofing in Columbia, South Carolina.
Once the inspection shows that damage is done, the roofing company can help you decide if an isolated repair or full replacement is needed. The input of your insurance company will also be helpful to take into account. However here are some pros and cons of repair vs. replacement.
Repair or Replace?
– Consider the age of your roof. If your roof is over 15 years old it will be close to needing a replacement and this might be the right time.
– Look at the extent of the damage. Is the issue isolated to just one area or spread over the whole roof?
– Is the roof sagging or failing to hold up the weight of the structure? This type of damage typically warrants a full replacement.
– Are the materials available to match your current roof and will it affect the curb appeal of your home if the repair is obvious?
Of course there are many factors to consider including what type of homeowners insurance policy you have. The cost of replacing a roof will be considerably higher than repairing. However if you plan to be in the home for a while it may be the right type of investment.
Contact Phoenix Roofing in Columbia, South Carolina today for a full inspection and their recommendations on extending the life of your roof.
#roofrepair #roofreplacement #roofinspection #shingles #roofleak #roofdamage #roofingcompany
April 19, 2023 by MikeDominick
Phoenix Roofing was pleased to partner with Habitat for Humanity this past week to help the Midlands community and give back to those who support us so well.
Habitat for Humanity’s mission is to work in local communities around the world to build strength and stability through decent and affordable housing.
This is Phoenix Roofing’s third project involving new construction. They have also assisted in roof repairs as needed.
Below are some pictures of the Phoenix Roofing team hard at work with Habitat for Humanity. Thanks to everyone involved in this project and we look forward to more in the future!
www.phoenixroofingsc.com
#roofingrepair #roofreplacement #roofinspection #roofexperts
April 12, 2023 by MikeDominick
It’s every homeowner’s worst nightmare. All of a sudden you see a water stain on the ceiling and hear the dripping…a roof leak. Don’t panic! There are steps you can take while you are waiting for your roof contractor. Here are a few ways to decrease the damage.
Roof leaks can happen for a variety of reasons such as the age of your roof or damage from severe weather. A small leak can quickly turn into something more serious so it is important to contact a trusted local roofing company as soon as possible.
If your roof is leaking take these steps immediately:
– Move items out of the way that could be damaged – especially in the attic or close to the source of the leak. If you can’t move something cover it with a waterproof cover
– Try to minimize the damage by containing the leak using a bucket, towel or trash can. If the leak is severe, have several containers nearby and empty them as needed.
– Take photos and document what is happening for your insurance company
– Avoid going on the roof and attempting to fix the damage yourself, the risk of harm is too great
The first and most important step is to contact a trusted, local roofing company. Most roofing companies have emergency services and can be available quickly to stop the worst of the damage.
Phoenix Roofing Company in Columbia, South Carolina has experience handling roof repairs due to storm damage, leaks and missing shingles.
Of course prevention is always key in preventing major home repair issues. Schedule regular roof inspections and maintenance with Phoenix Roofing Company today!
#RoofConstruction #RoofRepair #roofingcompanies
https://phoenixroofingsc.com/ #roofing #RiseAboveTheRest #phoenixroofingsc #roofrepair #roofreplacement #roofingcontractor
April 5, 2023 by MikeDominick
Insurance and Roofing Damage
Understanding the details of your home insurance policy may seem daunting but it helps to know what type of coverage you have and what it means when you have a claim. In the roofing world, insurance details may mean the difference between replacing a few shingles and re-roofing the whole house.
Many insurance policies stipulate that damaged property must be replaced or repaired with “material of a like kind and quality” or “similar material”. In some cases this may mean that if a suitable match to your damaged roof can not be found, the whole roof would be replaced under your property insurance coverage.
In the case of damaged materials and matching with similar replacements, the type of insurance you have matters.
RCV insurance policies cover the Replacement Cost Value of the damaged area of the home. This means the materials are replaced without any deduction for depreciation. The insurance carrier assumes the cost of paying the full cost of fixing the damaged property.
ACV or Actual Cash Value policies pay for similar items while accounting for depreciation. It may take into account the fair market value of the item or the cost minus depreciation. The insurance company is then responsible for the difference between the depreciated value of the property and the higher cost of repairing or replacing it.
Even if your neighbor’s house was damaged in a similar way to yours, you may not receive the same settlement from the insurance company. It depends on the company, the policy, and the extent of the damage. Make sure you get everything in writing and if you disagree with how a claim is being handled, there are ways to work through that complaint either with an appraisal or arbitration.
Ensure you work with a trusted, local contractor to evaluate the extent of the damage and what would be included in the repair or replacement process. The experts at Phoenix Roofing have years of experience in roof damage and can work with you and your adjuster to provide the information needed for a fair claim. If you suspect you have roofing damage, don’t wait! Contact Phoenix Roofing today!
#RoofConstruction #RoofRepair #roofingcompanies
https://phoenixroofingsc.com/ #roofing #RiseAboveTheRest #phoenixroofingsc #roofrepair #roofreplacement #roofingcontractor
#stormdamage #roofinspections
